ARI Apartments / Ola Studio

first_img Projects “COPY” Year:  Photographs ARI Apartments / Ola Studio ArchDaily Save this picture!© Paul Carland+ 19 Share Year:  2015 CopyApartments•Hawthorn East, Australia Architects: Ola Studio Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/778056/ari-apartments-ola-studio Clipboard Area:  454 m² Area:  454 m² Year Completion year of this architecture project Apartments 2015 Australia photographs:  Paul CarlandPhotographs:  Paul CarlandSave this picture!Floor PlanText description provided by the architects. Ari is a commercial development comprising of nine apartments and a ground floor retail tenancy. The building is located in Hawthorn East in Melbourne, just east of Auburn Village in the heart of the historical brick-making area, and only a stone’s throw away from the original brickworks site itself.Save this picture!© Paul CarlandGiven the site’s location, the project investigated the opportunities of the humble brick beyond a simple façade material and explored how the brick can be assembled to create detailed patterns on the buildings envelope which in turn evokes a sense of lightness and transparency as the brick’s ‘hit and miss’ openings not only provide privacy for its residents, but an interesting natural-light play to the courtyards and internal spaces. This ‘ode’ to the brick couples as a contemporary reminder of an important element in Hawthorn’s early industrial history while showcasing how the material continues to be successfully detailed for contemporary architecture in Melbourne.Save this picture!© Paul CarlandWhere possible the bricks of the demolished and dilapidated Victorian shopfront were maintained and used as brick on edge paving for the ground floor pathways and courtyard providing a physical connection with the site’s past for anyone who enters the site. Also during demolition, a 120 year old painted advertising sign was discovered on a neighbouring party wall. Efforts were made to alter the design so that the sign could be preserved to not only add a fascinating point of difference to some of the external courtyards but to further contribute to the layering of history and recognition of the sites past.Save this picture!© Paul CarlandA transparent timber batten façade partially screens the brick mass to the street, while connecting the building to the ground as the brick mass floats beyond effortlessly upon the timber screen stilts. The timber screen ghosts the mass of the previous building, and together with a restrained material palette, the new apartment building can sit sympathetically among the Victorian shopfronts that line Burwood Road. When viewing the site from the rear laneway, the building is surrounded by over-developed large scale apartment buildings and the modest use of black brick and perforated steel allow the building to have a strong sense of sturdiness and solidarity to ensure it will never lose its sense of place.Save this picture!ElevationSave this picture!© Paul CarlandProject gallerySee allShow lessARK / APOLLO Architects & AssociatesSelected Projects5 Shortlisted to Redesign the Entrance of London’s Science MuseumArchitecture NewsProject locationAddress:729 Burwood Rd, Hawthorn East VIC 3123, AustraliaLocation to be used only as a reference. It could indicate city/country but not exact address. Share ARI Apartments / Ola StudioSave this projectSaveARI Apartments / Ola Studio ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/778056/ari-apartments-ola-studio Clipboard “COPY” CopyAbout this officeOla StudioOfficeFollowProductsGlassStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsHawthorn EastAustraliaPublished on December 02, 2015Cite: “ARI Apartments / Ola Studio” 02 Dec 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogLouvers / ShuttersTechnowoodSunshade SystemsCompositesMitrexPhotovoltaic Solar Cladding – BIPV CladdingMetal PanelsAurubisCopper Alloy: Nordic BronzeBathroomsGeberitBathroom Series – ONESkylightsLAMILUXGlass Skylight F100 CircularMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassAluminium CompositesAmerican MetalcraftAluminum Panels – Decorative Fencing for BridgesPanels / Prefabricated AssembliesULMA Architectural SolutionsWater Facade PanelDoorsLinvisibileLinvisibile Concealed Sliding Door | MareaWall / Ceiling LightsiGuzziniExterior Light – WalkyWoodPlycoWood Boards – Birch LaserplyMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Leo Burnett: Shelter ‘House of Cards’

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Leo Burnett: Shelter ‘House of Cards’ Leo Burnett’s campaign for Shelter from 2009.The ‘House of Cards’ campaign is designed to raise awareness of the fragility of the UK housing situation. Radiohead donated one of its tracks – Videotape from the In Rainbows album. Voiceover is by Academy Award-nominated actress, Samantha Morton, who herself experienced homelessness before she became famous. The film was shot by Dom and Nic from Outsider and post-production was by Framestore. Everyone donated their services and time for free in making this video. Tagged with: Individual giving Howard Lake | 9 August 2010 | News  16 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

CentUp offers microdonations split between artists and charities

first_img  33 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 13 March 2013 | News Then each time they like some content online, whether it is a blog post, a video, some music, then can like it – and far more practically than a Facebook ‘like’ – by making a little donation from their CentUp account.CentUp – Your Source for Personal Loan Guides, Tips & Information! CentUp is a US organisation offering a microdonation service that splits donations between artists and creative people, such as bloggers and musicians, and charities. Publishers can add the CentUp button to their website, alongside the other popular social sharing buttons for Twitter, Facebook, Google+ and so on.Individuals need to load their CentUp account with a payment. They can also choose the charity they wish to benefit. Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.center_img Tagged with: Digital CentUp offers microdonations split between artists and charities AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

Rockville, IN Hosts 3rd Annual agBOT Challenge

first_img SHARE Lean Hogs HEM21 (JUN 21) 122.68 0.22 By Hoosier Ag Today – May 20, 2018 Name Sym Last Change All quotes are delayed snapshots Facebook Twitter Corn ZCN21 (JUL 21) 684.50 -14.50 Gerrish Farms and airBridge LLC of Rockville, Indiana hosted the third annual agBOT Challenge last weekend. Teams demonstrated machines capable of autonomously moving through the field, identifying plant health, eradicating weeds, harvesting watermelons, and gathering layers of data. Indiana was well represented in the competition with teams from Purdue, IUPUI, and Indiana State. Competitors came from as far away as Nova Scotia to compete for $100,000 in prize money.Steve Gerrish is the CEO of airBridgeSteve Gerrish is the CEO of airBridge, owner of Gerrish Farms, and the founder of the agBOT Challenge. He says this all started three years ago to promote the idea that real broadband is a necessity.Thomas Trappenberg is a computer science professor from Canada“So, we installed very high-speed internet over here, and our intent was to demonstrate what we could perform on the farm if we had that. Which was autonomous driving, management of drones, doing field diagnostics, planting and harvesting, with robots.”Thomas Trappenberg is a computer science professor from Canada. I asked him what intrigued him about this competition that brought him all the way from Nova Scotia to Rockville, Indiana with his weeding robot.“Here, there’s this perfect competition. We are just starting, but we need to practice. And also, to see what other people are up to.”Craig Rupp, Climate’s senior director of advanced technologiesThe Climate Corporation is a platinum sponsor of the event. Craig Rupp, Climate’s senior director of advanced technologies and one of the key engineers who developed the Climate FieldView Drive data capture device, served as a judge for the third consecutive year.“Climate supports innovation in agriculture. We are data analytics company and we want more data. These robots, eventually, they’re going to be streaming tons of data into the cloud, and we want to work with them and help analyze your data.”Indiana State Department of Agriculture Director Bruce KettlerIndiana State Department of Agriculture Director Bruce Kettler spoke with Hoosier Ag Today at the event saying events like the agBOT Challenge will help Hoosier farmers embrace the technological advances being made.“People in the industry of agriculture, farmers and people in ag business, have always been very willing to change when they find value in that change. I think this type of competition will hopefully help people understand that this is what we have to do to embrace the future.”1st place in the Weed and Feed competition, winning $30,000, was Trappenberg’s Nexus Robotics from Nova Scotia. IUPUI and Purdue tied for 2nd place, and they each received $10,000.Virginia Tech took home $30,000 for winning the Watermelon Harvest competition. PeeDee Precision from South Carolina won $10,000 for 2nd place. Muchowski Farms, from Saskatchewan, and CalPoly tied for 3rd place and won $5,000 each. Live Cattle LEM21 (JUN 21) 118.70 1.13 Battle Resistance With the Soy Checkoff ‘Take Action’ Program How Indiana Crops are Faring Versus Other States Minor Changes in June WASDE Report Home Indiana Agriculture News Rockville, IN Hosts 3rd Annual agBOT Challenge Wheat ZWN21 (JUL 21) 680.75 -3.00 Soybean ZSN21 (JUL 21) 1508.50 -35.50 SHARE Previous articleHAT This Week: Farm Bill VoteNext articleU.S. and China Trade War on Hold; China Pledges to Buy More U.S. Products Hoosier Ag Today RELATED ARTICLESMORE FROM AUTHOR Feeder Cattle GFQ21 (AUG 21) 151.18 2.78 Rockville, IN Hosts 3rd Annual agBOT Challenge Facebook Twitter STAY CONNECTED5,545FansLike3,961FollowersFollow187SubscribersSubscribelast_img read more

Fort Worth part of healthy Blue Zone project

first_imgFacebook + posts Officers encourage proactive measures during holiday season Previous articlePaschal softball dominates to end regular seasonNext articleOpen Streets festival promotes healthy lifestyles in Fort Worth Madeline Hamm RELATED ARTICLESMORE FROM AUTHOR TAGSCity GovernmentPublic HealthRestaurants ReddIt Grains to grocery: One bread maker brings together farmers and artisans at locally-sourced store Madeline Hammhttps://www.tcu360.com/author/madeline-hamm/ Twitter Madeline Hammhttps://www.tcu360.com/author/madeline-hamm/ Twitter Madeline Hammhttps://www.tcu360.com/author/madeline-hamm/ Meals on Wheels seeks volunteerscenter_img Linkedin IMAGE: From the TCU Diamond to Lupton Stadium Madeline Hammhttps://www.tcu360.com/author/madeline-hamm/ Madeline Hamm Community reaches out to homeless ReddIt Facebook Linkedin printIn order to help make Fort Worth a healthier city, city officials are joining forces with the Blue Zones project to improve aspects of residents well being.A live longer hopscotch spot on the sidewalk outside of Dutch\’s on University Drive to encourage active lifestyles.A Blue Zone is a term used for areas with the longest life expectancy, lower rates of chronic diseases and higher quality of life. These regions have a concentration of persons over the age of 100.Researchers have found nine areas where Fort Worth residents can change their lifestyles in order to lead more healthy lives.“This isn’t about living longer,” Mayor Betsy Price told NBC 5’s Cynthia McFadden. “This is about having more life in your years.”Fort Worth is trying to reach out to the community through schools, city government, employers, restaurants and grocery stores.Three local restaurants: Juice Junkies, Righteous Foods and La Perla Negra, are the city’s first Blue Zones project-approved restaurants. These restaurants have adopted practices such as only serving bread when it is requested and offering smaller portions of popular dishes.They also offer no free refills on sweetened beverages and no salt on the table unless it is requested.“We are excited about celebrating the first Blue Zones Project Approved restaurants and continuing our collaboration with other local establishments,” said Suzanne Duda, vice president of the Fort Worth Blue Zones Project.“The Fort Worth restaurant community has been very creative, offering up new ideas and looking at new ways to use existing ingredients to help make the healthy choice the easy choice in Fort Worth.”Vera Wicker (99) at her assisted living home on a Thursday afternoon in Fort Worth, TX.One local woman, Vera Wicker, born in 1915, is 99 years old. She lives at the Stayton, an assisted living home in Fort Worth. She says that there aren’t any secrets to a long life.“My mother was a very good provider and saw that we got what we needed, she made lots of healthy meals…during the depression we ate lots of potatoes,” says Wicker.Wicker said that she doesn’t eat potatoes anymore, but she enjoys playing Gin Rummy with a group of five women everyday. She said she is a firm believer in having a strong sense of community.Dan Buettner, the New York Times bestselling author of The Blue Zones Solution, explains why the healthiest people on earth are living well into their 100s. In his book, he reveals how to transform your health by choosing smart eating and lifestyle habits.He calls it the “Power 9“, which includes:Walking; instead of taking your car everywhere, try to ride a bike or walk.Purpose; have a strong sense of belonging within your community. Buettner says that purpose adds up to seven years of extra life expectancy.Less stress; stress leads to chronic inflammation.The 80 percent rule; stop eating when your stomach is 80 percent full.  This will keep you from overeating and remind you not to eat everything on your plate.Eat beans; many people in these Blue Zones eat beans every day and eat meat about five times per month.Wine; researchers say that moderate drinkers outlive non-drinkers, especially if one drinks with friends.Belonging; attend a community or faith-based service at least four times a month.  According to Buettner, this adds up to 14 years of life expectancy.Family; commit to a life partner and keep family time important.Support; surround yourself with people that support you and your lifestyle.Buettner says that 80 percent of chronic disease such as cancer, dementia, heart disease and diabetes are avoidable.To learn more about the Blue Zones Project visit their website.  To learn more about events in Fort Worth, visit the Fort Worth site here.Madeline Hamm is a education and community reporter for The 109.  Email her at [email protected]  Abortion access threatened as restrictive bills make their way through Texas Legislature Fort Worth set to elect first new mayor in 10 years Saturdaylast_img read more

Teens Who Saved Lives with CPR to Ride on American Heart Association Rose Parade Float

first_imgCommunity News Teens Who Saved Lives with CPR to Ride on American Heart Association Rose Parade Float The float celebrates a new law that requires CPR training of most Californiahigh school students; Amazing stories tell how CPR saves lives From STAFF REPORTS Published on Thursday, December 8, 2016 | 12:04 pm EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS First Heatwave Expected Next Week Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Subscribe Name (required)  Mail (required) (not be published)  Website  2017 Union Bank-AHA Rose Parade Float RenderingUnion Bank and the American Heart Association (AHA) Western States Affiliate announced today the 14 Heart Heroes who will ride on their float Keep the Beat Alive in the 2017 Rose Parade® presented by Honda. The premier float features youths who saved lives by administering CPR, as well as the people they saved, and honors the passage of a new California law that will provide CPR training to thousands of high school students each year. The float embodies the parade’s theme Echoes of Success, by honoring its teen lifesavers and the future generations of potential lifesavers the new legislation will create.The float riders, who come from three different Western states and range in age from 11 to 75 years, will stand on the float’s 55-foot long floral piano keyboard and among its four eight-foot tall floral drums and a nine-foot heart-shaped DJ booth. The musical elements represent the beat of the heart and the correct compression rate for CPR administration — a rhythm of 100 beats per minute.A CPR dance team comprised of 28 local Crenshaw High School and Abraham Lincoln High School students will walk alongside the float and engage the audience with a CPR-inspired dance.“We are so proud to call attention to these amazing teens and adults who saved a life or have been saved through CPR. The mission of our beautiful float is to spread the word to millions of people that CPR training saves lives,” said Pierre P. Habis, head of Union Bank Consumer Banking. “Everyone should learn CPR — as you can see from these inspiring float riders, you never know when you might be called upon to save a life with CPR.”“We encourage everyone to get CPR training — it only takes a few minutes to learn hands-only CPR,” Kathy Rogers, Executive Vice President for the American Heart Association Western States Affiliate. “We are so thankful that Union Bank shares our mission to spread the message that CPR is easy to learn and so important. We hope the stories of these courageous teens and survivors will inspire others.”The 14 CPR heroes riding on the float are:• Melissa Ziebell, age 35, Pasadena, Calif.Nearing the finish line of the Paris Half Marathon, Melissa Ziebell was ready for her souvenir snapshot. The last thing she remembers was her legs giving out. Two young girls trained in CPR came to her aid. An avid athlete, Melissa was diagnosed with a congenital heart defect and underwent open heart surgery. She still wonders what might have happened if she had suffered cardiac arrest while alone on a training run, rather than near volunteers who were trained in life-saving CPR.• Darian and Eunique Latchison, ages 16 and 12; Irene Sample, age 75, Bakersfield, Calif.Darian Latchison was desperate to save the life of the woman who rescued him from homelessness and took in his sister at birth. Irene Sample collapsed after walking home in 107-degree heat. Darian’s sister Eunique called 911 while Darian performed chest compressions. “I kept thinking ‘No, you’re not going yet. You have to see me graduate high school,’” Darian said. Irene, who was required as a licensed foster parent to maintain a CPR certification, had brought Darian and Eunique along to her CPR training.• Daniel and Jonathan Tyshler, ages 13 and 11; Boris 69, Seattle, Wash.Daniel and Jonathan Tyshler were enjoying their vacation in Southern California when their grandfather collapsed while driving on the 405 freeway. Jonathan moved his grandfather’s head to ensure blood flow while Daniel called 911 and began the compressions he had learned the previous semester in school. CPR was critical – Boris was without a pulse for 14 minutes.• Nathan Boyer, age 14; and Issac Wenrich, age 27, Chandler, Ariz.Making new friends after his family moved across country was tough for Nathan Boyer, but his baseball coach was always there to give him a pep talk or make him laugh. In March 2016, Nathan and coach Isaac Wenrich were practicing baseball drills when Isaac suddenly slumped to the ground. Nathan began CPR, which he learned as a Boy Scout, and passed Isaac’s phone to a bystander to call 911.• Steve and Lewis Griffith, 66 and 15, Forestville, Calif. (Sonoma County)Lewis Griffith was watching TV when he heard a crash and found his father on the floor. Calling to his mom to dial 911, Lewis took his father’s pulse and, to his mother’s amazement, knew just what to do. Lewis had received CPR training in school three months earlier – hebegan CPR and continued for five minutes until paramedics arrived to relieve him.• Madi Giese, age 17, Manhattan Beach, Calif.As a young girl collapsed on the tennis court, dozens of onlookers called 911 but seemed frozen in shock. Madi Giese rushed to the girl’s side, performing a dozen chest compressions before the girl coughed and took a breath. Madi had learned CPR through the Junior Lifeguard Program. “Because of my CPR training, I had the confidence to act. I was determined to save her life,” Madi said.• Skylar Berry, age 13, Rio Linda, Calif.When a classmate was pulled from a swimming pool – unresponsive – Skylar Berry went right to work administering CPR, continuing chest compressions for five minutes until an adult could take over. Skylar, then 11, had learned hands-only CPR just three months earlier. A week after the incident, she founded a CPR club at her school to teach others the life-saving skill.• Celine Showman, age 42, Oceanside, Calif.Celine Showman still can’t remember the night she took her then eight-year-old daughter Megan out to a sushi restaurant. As her mother slumped off her stool, Megan started her mom’s “chain of survival” by calling for help. Three Navy Corpsmen from Camp Pendleton appeared – one took Megan away while the others began CPR. The woman and two men had just returned from a deployment in Iraq.For three decades, Union Bank and the American Heart Association have united in the fight against heart disease and stroke, the nation’s No. 1 and No. 5 killers of both men and women. Union Bank has been engaged in multiple aspects of the AHA’s work, including fundraising, education, volunteer leadership, employee involvement and health messaging. In the last nine years alone, the bank’s employees and clients have donated more than $8.6 million in support of the AHA’s critical research, education, and prevention programs. 2017 will be the second year that Union Bank has joined with the AHA in presenting a Rose Parade float.In September 2016, the California State Legislature passed a law that will require hands-only CPR training for a majority of high school students. The bill will create a new generation of potential CPR lifesavers who can make the difference in the few critical moments when a person suffers cardiac arrest. Approximately 90 percent of people who suffer out-of-hospital cardiac arrests die. CPR, especially if performed immediately and effectively, can double or triple a cardiac arrest victim’s chance of survival.Follow the Keep the Beat Alive float on Facebook and Twitter using #CPRSavesLives.About the American Heart AssociationThe American Heart Association is devoted to saving people from heart disease and stroke – the two leading causes of death in the world. We team with millions of volunteers to fund innovative research, fight for stronger public health policies, and provide lifesaving tools and information to prevent and treat these diseases. The association is the nation’s oldest and largest voluntary organization dedicated to fighting heart disease and stroke. To learn more or to get involved, call 1-800-AHA-USA1, visit heart.org or call any of our offices around the country.About the Pasadena Tournament of RosesThe Tournament of Roses is a volunteer organization that annually hosts America’s New Year Celebration® with the Rose Parade® presented by Honda, the Rose Bowl Game® presented by Northwestern Mutual and a variety of accompanying events. 935 volunteer members of the association will drive the success of 128th Rose Parade themed “Echoes of Success,” on Monday, January 2, 2017, followed by the 103rd Rose Bowl Game. For more information, visit www.tournamentofroses.com. Like us on Facebook and follow us on Twitter, Instagram and YouTube and visit our blog at blog.tournamentofroses.com.About MUFG Union Bank, N.A.MUFG Union Bank, N.A., is a full-service bank with offices across the United States. We provide a wide spectrum of corporate, commercial and retail banking and wealth management solutions to meet the needs of customers. We also offer an extensive portfolio of value-added solutions for customers, including investment banking, personal and corporate trust, global custody, transaction banking, capital markets, and other services. With assets of $116.9 billion, as of September 30, 2016, MUFG Union Bank has strong capital reserves, credit ratings and capital ratios relative to peer banks. MUFG Union Bank is a proud member of the Mitsubishi UFJ Financial Group (NYSE: MTU), one of the world’s largest financial organizations with total assets of approximately ¥293.7 trillion (JPY) or $2.9 trillion (USD)¹, as of September 30, 2016. The corporate headquarters (principal executive office) for MUFG Americas Holdings Corporation, which is the financial holding company and MUFG Union Bank, is in New York City. The main banking office of MUFG Union Bank is in San Francisco, California. 5 recommended0 commentsShareShareTweetSharePin it Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy More Cool Stuff Make a commentcenter_img Your email address will not be published. Required fields are marked * Community News Top of the News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Community News HerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeautyNutritional Strategies To Ease AnxietyHerbeautyHerbeautyHerbeauty15 things only girls who live life to the maximum understandHerbeautyHerbeautyHerbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeauty faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Business Newslast_img read more

Critics: GOP measures target Black voter turnout in Georgia

first_img TAGS  Facebook Twitter WhatsApp WhatsApp Critics: GOP measures target Black voter turnout in Georgia Pinterest Black voters fueled Democratic wins in Georgia. A Black pastor in Atlanta says state Republicans are trying to make sure it doesn’t happen again.center_img Pinterest By Digital AIM Web Support – February 23, 2021 Facebook Twitter Local NewsUS News Previous articleTiger Woods’ manager: Golf star suffered multiple leg injuries in car crash, is undergoing surgeryNext articleO2COOL Expands Family of Brands With LunchBots Acquisition Digital AIM Web Supportlast_img read more

Top 3 Barriers to Homeownership

first_imgHome / Daily Dose / Top 3 Barriers to Homeownership Servicers Navigate the Post-Pandemic World 2 days ago As home prices rise and tight inventory continues, the current market has made it more challenging for American’s to reach their goals of homeownership, especially for low-to-median-income borrowers and first-time homebuyers.According to the Urban Institute’s Housing Finance Policy Center, there are three significant barriers to homeownership: saving for a down payment, accessing mortgage credit, and housing affordability.In a recent report, Urban Institute breaks down these barriers, reporting data on the latest market trends of these obstacles.One of the biggest barriers are consumers thinking they need to put more down than lenders actually require. According to the report, results show that 53 percent of renters cite saving for a down payment as an obstacle to homeownership.Meanwhile, 80 percent of consumers are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent. Additionally, 15 percent assume that lenders require a 20 percent down payment, and 30 percent believe lenders expect a 20 percent down payment.Contrary to popular belief, borrowers are not putting down 20 percent. The report notes that the national median loan-to-value (LTV) ratio is 93 percent. With entities such as the Federal Housing Administration (FHA) and U.S. Department of Veterans Affairs (VA) offering lower down payment options than the GSEs, from 0 to 3.5 percent.Although the challenging path to homeownership isn’t based on downpayment alone—credit access is historically tight, especially in during the post-crisis period. Currently, the media credit score of a new purchase mortgage origination is 779, compared with pre-crisis media of 692.National home price affordability has declined due to the growing home price appreciation, and for a mortgage with 20 percent down, mortgage payments would make up 22 percent of the median borrower’s income.According to Urban Institute, if interest rates reach 4.75 percent, national affordability will return to historical average affordability.To view the full report, click here. Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Nicole Casperson is the Associate Editor of DS News and MReport. She graduated from Texas Tech University where she received her M.A. in Mass Communications and her B.A. in Journalism. Casperson previously worked as a graduate teaching instructor at Texas Tech’s College of Media and Communications. Her thesis will be published by the International Communication Association this fall. To contact Casperson, e-mail: [email protected] Barriers to Homeownership HOUSING mortgage Urban Institute 2017-11-17 Nicole Casperson Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Headlines, Market Studies, Newscenter_img Sign up for DS News Daily About Author: Nicole Casperson November 17, 2017 2,242 Views Previous: Market Analysis After 25-Months of Tight Inventory Next: Keeping Up With Home Sales The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: Barriers to Homeownership HOUSING mortgage Urban Institute Related Articles Top 3 Barriers to Homeownership The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago  Print This Postlast_img read more

Red Hats seek out yellow dots

first_img By Jaine Treadwell O’Hara said the Yellow Dot Program is the first of its kind in Alabama and has the support of law enforcement agencies across the state.“If a person is involved in an accident and cannot speak for himself or herself and a first responders sees the Yellow Dot, they are trained to know that valuable information is in the glove box,” O’Hara said. “They can identify the individual by the photograph, know who to notify and have medical information that could be very beneficial. The first hour after an accident is often critical to the person’s care. The Yellow Dot gives a person a better advantage during that Golden Hour.”Spikes said the Red Hat Ladies enjoy visiting new places and learning new things.“We hope that none of us are ever in a Yellow Dot kind of situation but, if we are, it could make a real difference in what happens during that first hour,” she said. Sponsored Content Troy falls to No. 13 Clemson Red Hats seek out yellow dots Pike County Sheriff’s Office offering community child ID kits You Might Like Pumpkin art Mary Stoltze’s Pink Princess pumpkin is one of the entries in the City of Troy’s Have a Heart & Show… read more Plans underway for historic Pike County celebration Email the author Published 7:37 pm Tuesday, October 18, 2011 The Penny Hoarder Issues “Urgent” Alert: 6 Companies… By The Penny Hoarder Print Article Book Nook to reopen The Red Hat Ladies of Brundidge travel around the area and sometimes venture beyond.“We like tea rooms but there aren’t many of them around,” Spike said. “So, we look for good places to eat and interesting places to visit. And, we always like to do a little shopping wherever we go.”The Red Hat Ladies participate in a Farm-City tour each fall and have learned more about farming in Alabama than most people know.“We participate in parades in Brundidge and have a lot of fun doing that,” Spikes said.According to their creed, the Red Hat Ladies “…shall sit down on the pavement when they are tired, go out in their slippers in the rain, pick the flowers from other people’s gardens and learn to spit.”And, to that, the Red Hatters from Brundidge have now laughingly added “put a Yellow Dot on my rear (window).”To sign up for the Yellow Dot program, visit the Pike County Sheriff’s Office, 120 Church Street, Troy; the Troy Police Department, 300 Elm Street; Troy Fire Department, 200 South George Wallace Drive; Troy University Police Department, Hamil Hall #113 or the Brundidge Police Department, 115 North Main Street, Brundidge Remember America’s heroes on Memorial Day Around the WebDoctor: Do This Immediately if You Have Diabetes (Watch)Health VideosIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthMost 10 Rarest Skins for FortniteTCGThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel Latest Stories The Red Hat Ladies had their photographs taken and each took home a packet that contains the necessary information first responders need and a Yellow Dot card. They also selected the right Yellow Dot decal for their automobiles.O’Hara told the Red Hat Ladies that the Yellow Dot Program was created to assist citizens during automobile accidents when they might not be able to communicate for themselves.“Once an individual has a photo taken, completed the necessary information forms that include, name, address, emergency contact number and medical history and affixed the Yellow Dot to the rear window of their cars, the final step is to place the completed information sheet in the Yellow Dot folder and put it in the glove box,” he said. The Red Hat Ladies from Brundidge strayed a bit from their traditional colors of red and purple and drove away from their October meeting with yellow dots on the rear window of their cars.The Red Hatters enjoyed a “learning luncheon” which included lunch at Old Enzor Lane and a presentation of the Yellow Dot Program by Detective Michael O’Hara of the Troy Police Department.Freida Spikes, the “queen mother” of the group said she had heard about the Yellow Dot program and thought that the Red Hat Ladies would benefit from participating in it and, to a one, they did. Skiplast_img read more

Looking to the future

first_img Next Article Comments are closed. Since the introduction of the Health and Safety at Work etc. Act 1974, fatalinjury rates for employees have fallen to to a quarter of what they were at thestart of the 1970s. Yet, despite this comparative success, we cannot be complacent. Each yearsome 400 people lose their lives in work-related accidents. Moreover, the fatalinjury rate appears to be stubbornly fixed at its current level. If further improvements are to be made, we must begin to take account of thedramatic changes which have taken place in the workplace over the past 25 yearsand which are still continuing. Today, a typical workplace comprises a mix of small contractors,sub-contractors and employees of the parent company. Effective coordination ofhealth and safety systems in these circumstances is more problematic. There has also been a blurring of the traditional definitions of “employer”and “employee”, with more companies relying upon agency workers,casual labourers, people working from home and volunteers. An area of continuing concern is the small and medium-sized enterprise (SME)sector. Research shows that employees in small manufacturing firms are twice aslike to suffer a fatal injury as those in larger companies. It is possible that further regulation could lead to some improvements, butin today’s highly competitive global economy it is unlikely that any governmentwould want to add to the regulatory burden carried by businesses, particularlythose in the SME sector. The truth is that further significant progress will only be made onceeveryone working in business, industry and the public sector start to realisethe benefits which a proactive approach to health and safety can bring. Put simply, investing in health and safety saves money by cutting costs,raising efficiency and improving staff morale. Our goal as we enter the new millennium must be to sell this message toeveryone involved in workplace health and safety. Looking to the futureOn 1 Jan 2000 in Personnel Today Related posts:No related photos.last_img read more