Share KCS-content whatsapp Ponzi scheme man pleads guilty by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryMoneyPailShe Was A Star, Now She Works In ScottsdaleMoneyPailTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBeElite HeraldExperts Discover Girl Born From Two Different SpeciesElite Heraldmoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comZen HeraldThe Truth About Why ’40s Actor John Wayne Didn’t Serve In WWII Has Come To LightZen Herald whatsapp A fraudster who conned more than 700 people out of a total of £14m yesterday pleaded guilty to deceiving investors. He spent the cash on holiday homes, a diamond ring and a set of City offices. Like the frauds of New York conman Bernie Madoff, Terry Freeman’s scheme was revealed when investors began to ask for their money after the collapse of Lehman Brothers. Freeman had been previously convicted in 1997 for financial crimes and, upon being freed after four and a half years, changed his name to disguise his past. Read This Next’Pose’ Creator Steven Canals on Life After His Groundbreaking Show: ‘I’mThe Wrap’The Boys’ Star Aya Cash Took Inspiration From YouTube, TikTok and SteveThe WrapHow HGTV’s ‘Renovation Island’ Changed Bryan and Sarah Baeumler’sThe Wrap’Bridgerton’ Stars Phoebe Dynevor and Nicola Coughlan on Daphne andThe WrapBest Wine Gifts & Wine Accessories at Every PriceGayot’Hitman’s Bodyguard’s Wife’ Earns $17 Million 5-Day Opening as Box OfficeThe WrapFox News’ Mark Levin Says Capitol Riot Suspects ‘Would Be Treated Better’The WrapEverything We Know, or Think We Know, About the Time-Keepers on ‘Loki’The Wrap’The Crown’: What Went Into Finding Princess Diana and Margaret ThatcherThe Wrap Show Comments ▼ Wednesday 12 January 2011 9:01 pm Tags: NULL
Click here for Watch Highlightshttps://www.sonyliv.com/custompage/sports-2245 F1 French GP 2021 Live: Max Verstappen to take pole position, Lewis Hamilton second EURO 2020 Groups: All you need to know about EURO 2020 Groups Share on Facebook Tweet on Twitter Serie A LIVE between Sassuolo vs Udinese LIVE, Here some details related Sassuolo vs Udinese teams news, broadcast details and Timing in India. Serie A Live: Sassuolo vs Udinese Head to Head Statistics, LIVE Streaming Link, teams stats up, results, Date, Time, Watch Live Match DetailsMatch – Sassuolo vs UdineseDate – 3 August 2020Time – 12:15 AM (IST) Euro 2020, Switzerland vs Turkey LIVE: Switzerland to punish hapless Turkey; Follow Live Updates, Follow Live update Football Euro 2020 LIVE broadcast in more than 200 countries, check how you can watch Live Streaming of EURO 2020 in your country Euro 2020, Switzerland vs Turkey: Top 5 players to watch out for in SUI vs TUR Serie A Live: Head to Head History: Sassuolo vs Udinese Year up to 2020Serie A Live: Sassuolo vs Udinese Total Matches – 13 Euro 2020, Italy vs Wales: 3 key battles to watch out for in ITA vs WAL Euro 2020- Spain vs Poland Highlights: Spain held to 1-1 draw as Lewandowski’s Poland keep Euro hopes alive Last matches of SASSUOLO:2020-07-29 SASSUOLO – GENOA 5-02020-07-25 NAPOLI – SASSUOLO 2-02020-07-21 SASSUOLO – MILAN 1-22020-07-18 CAGLIARI – SASSUOLO 1-12020-07-15 SASSUOLO – JUVENTUS 3-32020-07-11 LAZIO – SASSUOLO 1-2Last matches of UDINESE:2020-07-29 UDINESE – LECCE 1-22020-07-26 CAGLIARI – UDINESE 0-12020-07-23 UDINESE – JUVENTUS 2-12020-07-19 NAPOLI – UDINESE 2-12020-07-15 UDINESE – LAZIO 0-02020-07-12 UDINESE – SAMPDORIA 1-3Match Facts: SASSUOLOSASSUOLO has scored at least one goal in the last 6 home matches.Match Facts: UDINESEUDINESE has scored at least one goal in the last 4 matches.UDINESE has scored at least one goal in the last 4 away matches.Head-to-Head (H2H):2020-01-12 UDINESE – SASSUOLO 3-02019-04-20 UDINESE – SASSUOLO 1-12018-12-02 SASSUOLO – UDINESE 0-02018-03-17 UDINESE – SASSUOLO 1-22017-10-25 SASSUOLO – UDINESE 0-12017-02-19 UDINESE – SASSUOLO 1-22016-09-25 SASSUOLO – UDINESE 1-02016-03-20 SASSUOLO – UDINESE 1-12015-11-01 UDINESE – SASSUOLO 0-02015-05-24 UDINESE – SASSUOLO 0-1 Football Euro 2020 Top Scorers: Ronaldo joins Patrik Schick at top, Lukaku remains second; Check who is leading the Euro 2020 Golden Boot race Football Serie A in India and the Indian sub-continent, is all set to broadcast the return of the top-tier Italian football league. As the clubs get back into the competition, football fans are on the edge of their seats as the title race is wide open,SPSN will mark the return of LIVE football action as Serie A resumes, with some of the most awaited matches such as Inter Milan vs SSC Napoli; Juventus vs AS Roma; AC Milan vs AS Roma and Juventus vs Sampdoria amongst others.Serie A is one of the premier football leagues in the world, hosting some famous football clubs such as Juventus FC, AS Roma, Inter Milan and AC Milan to name a few. The Italian league is also home to some of the best footballers in the world such as Cristiano Ronaldo, Zlatan Ibrahimović, Lorenzo Insigne, Romelu Lukaku, Ciro Immobile and Luis Muriel among many others. Football TAGSSassuolo vs Udinese head to headSassuolo vs Udinese liveSassuolo vs Udinese live streamingSerie A LIVESerie A live Streaming SHARE Football Euro 2020, Italy vs Wales LIVE: Gareth Bale and Co face do-or-die clash; Italy eye third consecutive win; Follow Live Updates, Click here for Watch Live https://www.sonypicturessportsnetwork.com/sports-details/16/football Football Previous articleHockey: Want to win medals at Olympics, Asian Games says Mumtaz KhanNext articleWWE Raw Preview: How will Drew McIntyre respond to Randy Orton’s attack? Kunal DhyaniSports Tech enthusiast, he reports on Sports Tech industry and writes on sports products. Serie A LIVE Broadcast DetailsFans can expect nothing less than nail-biting action from all 20 teams from June 20, 2020 LIVE and Exclusive on SONY TEN 2 and SONY SIX channels. Formula 1 Football Sassuolo Total Games won Sassuolo – 4Total Games lost Sassuolo – 4Total Games draw Sassuolo – 5 Football Football Facebook Twitter Sassuolo v Udinese predictions can be derived from the H2H stats analysis.You could check the H2H stats based on Sassuolo home ground. Alternatively, you could view the past results based on Udinese home ground. Euro 2020 Points table: Germany secure first win, Poland keep Euro hopes alive; Check Euro 2020 latest group standings RELATED ARTICLESMORE FROM AUTHOR FootballSerie ASportSport News By Kunal Dhyani – August 1, 2020 Udinese Total Games won Udinese – 4Total Games lost Udinese – 4Total Games draw Udinese – 5
Manufacturers: AutoDesk, Chaos Group, ALBA Albalatex interior, Adobe Systems Incorporated, Aluar Carpintería de Aluminio Línea Módena, Cerro Negro Porcelanato Decap 19×120, Corel, Durlock Placa Estandar 12.5mm, FV, Ferrum S.A., Grupo ESTISOL Agregado Ultraliviano ISOCRET, Industrias Saladillo S.A. Desagües Awaduct, Isover Fieltro Liviano Hidrorepelente 50mm, La Bloquera Bloques de hormigón, Ligantex Ligantex 225 muros exteriores Blanco Tiza, Polimex Cañerías de agua Azul Fusión, Saiar Termotanque solar presurizado TSP Saiar 200lts, Sika Membrana Sikalastic 560 Blanca, Trimble Navigation ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933113/white-houses-chapadmalal-bik-arquitectura Clipboard Save this picture!© Adrián Ríos+ 27Curated by Clara Ott Share Argentina Iván Brankevich, Julieta Knollinger Photographs Clients:Casas Blancas ChapadmalalLandscaping :Lic. Walter PalauroCity:ChapadmalalCountry:ArgentinaMore SpecsLess SpecsSave this picture!© Adrián RíosText description provided by the architects. These two cabins for temporary rental are placed on flat terrain close to the South Atlantic Ocean in Chapadmalal, Argentina. Their location considers exposure to sunlight as the interior expands into the exterior. Two small-scale horizontal volumes contrast with a vertical one acting as a long-distance landmark for the whole.Save this picture!© Adrián RíosSave this picture!PlanSave this picture!© Adrián RíosWithin a compact and well-defined perimeter, white, abstract, and stereotomic volumes contain the cabins’ interior and exterior spaces. Their limits are built with a single material, regulating permeability and adjusting to orientation and uses.Save this picture!© Adrián RíosSave this picture!Section 01Save this picture!© Adrián RíosConstruction is simple, austere, and low-maintenance. The use of concrete blocks as material connects structure, building envelope, and expression. Interiors are insulated to improve thermal performance. Moreover, two hot water solar collectors are used to save energy.Save this picture!© Adrián RíosEach cabin has two bedrooms, one bathroom, a living room with an open kitchen, and a patio with a barbecue. This organization arranges interiors efficiently while controlling their relationship with exteriors. The bedrooms and the bathroom are clustered on the cooler southern perimeter while the living room and the patio play a leading role, opening towards the garden, the sunlight, and the neighboring panoramic views.Save this picture!© Adrián RíosProject gallerySee allShow lessGIZI_Art Base / BCHO PartnersSelected ProjectsKA House / IDIN ArchitectsSelected Projects Share Photographs: Adrián Ríos Manufacturers Brands with products used in this architecture project Lead Architects: Projects Architects: BiK Arquitectura Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933113/white-houses-chapadmalal-bik-arquitectura Clipboard Area: 1420 ft² Year Completion year of this architecture project “COPY” ArchDaily White Houses Chapadmalal / BiK Arquitectura CopyHouses, Houses Interiors, Sustainability•Chapadmalal, Argentina White Houses Chapadmalal / BiK ArquitecturaSave this projectSaveWhite Houses Chapadmalal / BiK Arquitectura Year: “COPY” 2019 Houses CopyAbout this officeBiK ArquitecturaOfficeFollowProductsConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesInterior DesignResidential InteriorsHouse InteriorsSustainabilityArgentinaPublished on February 10, 2020Cite: “White Houses Chapadmalal / BiK Arquitectura” [Casas blancas Chapadmalal / BiK Arquitectura] 09 Feb 2020. ArchDaily. Accessed 10 Jun 2021.
Tagged with: Recycling Trading 23 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Ethical recycling solutions company The Recycling Factory has now raised £1 million for its UK charity partners since its launch in 2005.The company encourages businesses and individuals to recycle their used inkjet cartridges and mobile phones to reduce the harmful landfill burden on the environment and, at the same time, collects money for a host of charities. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 14 October 2009 | News The Recycling Factory raises £1 million for charities The Recycling Factory’s charity partners include NSPCC, RSPCA and Action Medical Research and has recently added new partners, including CAFOD and Age Concern.The company also works with retailers such as Tesco, Asda and Wilkinsons to raise money for their charities of choice.www.therecyclingfactory.comPhoto: a.drian on Flickr.com About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
This statement of the Popular Front for the Liberation of Palestine was released on Oct. 29.The Popular Front for the Liberation of Palestine extends its strongest support and solidarity to the Indigenous resistance at Standing Rock against the Dakota Access Pipeline and the settler colonial project of genocide and plunder in North America.“It is no surprise that the United States and Canada, built on the genocide of Indigenous peoples and the plunder of their land and resources, are today the strongest settler colonial partners of the Zionist state engaged in its own settler colonial project of destruction in Palestine,” said Palestinian leftist writer Khaled Barakat in an interview with the PFLP media office.“The Indigenous strugglers at Standing Rock are defending Indigenous land and water, the resources that have been confiscated and polluted for centuries by a settler colonial capitalist project that has ravaged Indigenous lives, land and resources. They are defending the very existence of their people with their valiant resistance. As a Palestinian national liberation movement, we salute these Indigenous strugglers and all who stand alongside them at Standing Rock confronting the militarized forces of the settler colonial state and their privatized agents,” said Barakat.“It is also no surprise that G4S has been involved in providing private security for the construction of the destructive, invasive pipeline through Indigenous land, threatening the water and the safety of the Standing Rock Sioux and the rights of Indigenous nations. This same corporation is involved in providing security to the Canadian mining corporations that plunder Indigenous land for mineral wealth around the world and destroy Indigenous land for the so-called ‘tar sands’ that threaten the future of the land itself. It is the same corporation that sells equipment and security services to the Israel Prison Services that imprison over 7,000 Palestinians in the service of the Zionist settler colonial project, and the same company involved in the mass incarceration of children and youth — especially youth of color — in the U.S., and in the deportation of migrants in [Britain], Australia, U.S. and elsewhere,” said Barakat.“The hundreds of Indigenous nations — including Palestinian participants — coming together in Standing Rock exemplify an unceasing history of hundreds of years of resistance in the face of a genocidal project,” said Barakat. “Today’s U.S. empire that bombs and threatens the lives of people around the world, especially in the Arab world, Asia, Africa and Latin America, was built on settler colonialism, the genocide of Indigenous people, and the enslavement and genocide against Black people. Throughout its history, it has been confronted by fierce resistance.”Saluting ‘centuries of struggle’In the face of settler colonial genocide and destruction, the land and water defenders at Standing Rock are defending all of us. We see them reflected in the Palestinian mothers holding tight to their olive trees targeted for settler destruction; in the Palestinian farmers who resist in the so-called “buffer zones,” and the fishers who brave warship fire to preserve Palestinian fishery, in the land and water defenders of the world who resist the vicious onslaughts of settler colonial capitalism. The PFLP salutes these land and water defenders on the front line for all of our struggles around the world.“There have been hundreds of arrests, the use of massive military equipment and the force of the state in order to enforce the Dakota Access Pipeline through sacred burial grounds and attempt to force Indigenous land and water defenders from their land. The use of mass arrests and incarceration as a mechanism to confiscate land and resources and suppress liberation movements is of course not surprising. It is a technique that we see used in Palestine, keeping thousands of Palestinian political prisoners behind bars for struggling for the freedom of their people and their land,” said Barakat. “In fact, many aspects of Zionist settler colonialism in Palestine were developed in light of the colonial techniques used in the U.S. and Canada.”The PFLP extends its revolutionary greetings and salutes to all of the Native and Indigenous peoples defending their land and water, affirming their existence and resistance over centuries of struggle. We express our strongest solidarity with Native and Indigenous struggles for self-determination and liberation. We encourage all Palestinians, especially the Palestinian community in the United States, to continue to develop and build upon the efforts of Palestinian youth in support, solidarity and participation in the Standing Rock camps of struggle, and in developing long-term, sustainable, mutual joint struggle and solidarity with Native liberation movements.We also encourage and call upon the Palestine solidarity movement to build upon the caravans to Standing Rock and cross-country actions and protests to deepen its involvement in the struggle to defend Indigenous land, and note in particular the protests in New York and elsewhere linking the struggle of Palestinian prisoners and the call to boycott G4S with the defense of Standing Rock against arrests, attacks and privatized and state repressive power. It is necessary to thoroughly confront U.S. imperialism and settler colonialism as part and parcel of standing with the struggle of the Palestinian people for liberation and return. There is a long history of connections and common struggle between our liberation struggles, together in the global movement to defeat settler colonialism, Zionism and imperialism, that we must nurture and build upon until victory and liberation.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, News, Secondary Market Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: First Steps to Tax Reform Next: Loan File Data – Truth or Fiction? Share Save Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation’s leading diversified media and information services companies. To contact Gilpin, email [email protected] Experian Fannie Mae FICO Freddie Mac GSE TransUnion Urban Institute 2017-08-02 Brianna Gilpin Tagged with: Experian Fannie Mae FICO Freddie Mac GSE TransUnion Urban Institute Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago Print This Post Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Credit Score Facelift Data Provider Black Knight to Acquire Top of Mind 2 days ago August 2, 2017 1,582 Views Credit Score Facelift The Best Markets For Residential Property Investors 2 days ago About Author: Brianna Gilpin Governmental Measures Target Expanded Access to Affordable Housing 2 days ago As the years go by, technology progresses. New computers and cellphones, more efficient ways of handling paperwork—but what about credit reporting? According to the Urban Institute, who has written multiple times on tightness of mortgage credit, the mortgage market is taking on less than half of the risk it was in 2001 and less than a third of the risk in 2006. This can be attributed to the current credit score model, which is outdated.FICO 4, which was created in the late 1990s, is much less granular than the more recent models, FICO 9 and VantageScore 3, which is soon to be dated compared to VantageScore 4.0 coming out in the fall. FICO has versions 2, 3, 4, 5, 8, and now 9, so why is FICO 4 still the GSE requirement for originators to use?For example, student loan debt is included in installment debt in FICO 4 and first and second mortgages are seen as the same thing. The newer models also have a better wealth of information regarding student debt, which Urban Institute says has increased exponentially since the late 1990s. At the time, student loan debt was less than $100 billion, but as of Q1 2017 that number has risen to $1.34 trillion. In FICO 4 and VantageScore 3, student loans are looked at in a way that determines how it impacts the performance of other debt. Other reasons FICO 4 is outdated include issues concerning medical debt, and the consistency of information in reporting to more closely align the three models presently used—TransUnion FICO Classic 4, Equifax Beacon 5.0, and Experian/Fair Isaac risk Model v2.In a statement about how the GSEs use the FICO 4 family of models for screening and loan level pricing adjustments, the Federal Housing Finance Agency (FHFA) said in its 2016 Scorecard for the GSEs that they continued to work with Fannie and Freddie on implementing additional or alternative credit score models with the Enterprises’ businesses.“The Enterprises have considered other credit-score-related issues that can independently improve access to credit,” the statement said. “As described above, this includes the Enterprises work to enhance their automated underwriting systems to process loans for borrowers who do not have a history of traditional credit and, therefore, lack credit scores.”According to the Urban Institute, these credit scoring models that are used by the GSEs and lenders who sell to them need to be updated.“The updated models have already been developed; its time to conclude the ongoing studies and modernize the system,” Urban Institute said in the report. “Incorporating newer models into the mortgage origination process would allow the market to serve a greater number of creditworthy borrowers seeking to purchase a home.”Urban Institute isn’t the only one with this issue on their mind. Tuesday, Senators Tim Scott (R-South Carolina) and Mark Warner (D-Virginia) introduced bipartisan legislation that has received support from 20 consumer and industry groups to get the FHFA to create processes for credit scoring models to be validated and approved for use by the GSEs when they purchase mortgages. The current credit scoring model doesn’t;t take into account rent or utility payments and therefore hurts African-Americans, Latinos, and young people who otherwise would be approved.To see the full report, click here.To see the legislation press release, click here.
Provided(PHILADELPHIA) — Authorities seized at least 450 kilograms of cocaine at the Port of Philadelphia on Tuesday morning, according to a source familiar with the massive drug bust.Bricks of the white powdery substance were stuffed in duffel bags found in a shipping container aboard the MSC Desiree, which was traveling from Colombia to Europe, the source told ABC News. Federal and local authorities inspected the container after noticing the bolts on the door had been tampered with, the source said.The total amount of cocaine, approximately 992 pounds, has a street value of about $18 million, and is the most ever seized in Philadelphia, according to the source. Last week, authorities confiscated 3,200 pounds of cocaine, with a street value of $77 million, that had been hidden behind boxes of dried fruit aboard a cargo ship at the Port of New York and New Jersey. It was the largest coke bust at the port in a quarter century.Federal agents have been paying closer attention to tampered shipping containers as cocaine makes a comeback amid rising crop production in Colombia, which is no longer eradicating coca plants, the source told ABC News.Copyright © 2019, ABC Radio. All rights reserved.
Amber Angelucci has been named the Youth of the Month for January by The Exchange Club of Ocean City.Shown congratulating the winner are (left to right) Marcus and Barbara Angelucci (parents), Amber, Delores Byer (grandmother) and Ocean City Board of Education member Jim Bauer. Seen in the background is Exchange Club Past President Warren Iredell.Angelucci is an Honor Roll student and Ocean City High School Drama Guild performer, among other activities and achievements.
Learning about music is now more accessible than ever. As part of this year’s Music In Our Schools month, Google Chrome is testing out new technologies that allow everyone to learn music, so long as they have a computer and the Internet. According to the website, Chrome Music Lab is a “collection of experiments that let anyone, at any age, explore how music works. They’re collaborations between musicians and coders, all built with the freely available Web Audio API.” Science Confirms That People Who Play Music Are Smarter Than Others [Watch]So far, users are able to to create, analyze, and visualize music right in the browser without any plug-ins. You can see what sound looks like, how melody works, create rhythms, and can even turn your own drawings into music. Take a look at some of the technology they’ve incorporated to make this possible.Still in it’s experimental phase, the program is currently open-sourced to allow coders to go in an build their own ideas. Check out what Chrome Music Lab is capable of, and explore the site yourself. Watch the demonstration video below:[H/T JamBase]
Miguel de Cervantes, by most lights the greatest writer in the Spanish language and the creator of the modern novel, bequeathed to the world the enduring story of Don Quixote, a romantic idealist, tilting at windmills.With “Don Quixote de la Mancha,” Cervantes cast a colossal influence on Western literature. Published in the early 17th century, “Don Quixote” is the second-most-translated book after the Bible, and, according to a recent survey of 100 novelists, the best book of all time. Cervantes died 400 years ago, on April 22, 1616. The Gazette spoke with Mary Gaylord, director of undergraduate studies and Sosland Family Professor at the Department of Romance Languages and Literatures, about the writer’s remarkable genius and humor, and why the quest of Don Quixote continues to enthrall readers around the world. GAZETTE: Cervantes died in 1616, but his work still speaks to us. Why?GAYLORD: Cervantes was an extraordinarily astute observer of human life, character, and experience. He captures details, gestures and facial expressions, nuance, and complexity. His characters are never all bad or all good; they’re always a mixture. They tend to be a bit blind to their foibles, but are also worth listening to. As a writer, Cervantes is an absolutely brilliant imitator of the way people talk. In earlier literature, different kinds of characters speak the same way. In “Don Quixote” and others of his works, you find multiple characters giving us their individual versions of reality. Also, Cervantes really understood the multiple possibilities of linguistic expression. He was a keen student of literary language as well as of everyday language, and he managed to blend the two in a brilliant way, showing how ordinary people draw inspiration for the ways they express themselves, not only from life but also from books.GAZETTE: What is Cervantes’ place in the canon of Western literature?GAYLORD: Many people call Cervantes the father of the modern novel. Before Cervantes, there weren’t any novels as we know them, but instead novellas in the Italian tradition (that is, short stories) or long episodic romances about knights or rogues. Cervantes pioneered large-scale structure, putting together various kinds of narrative in a long work of fiction with a complex plot, in “Don Quixote,” which was published in two books, in 1605 and 1615.After Cervantes, many writers seized on his structural formula, and on the way he created characters who have not only life experience, but also fantasies about who they are and what they want to do. Don Quixote’s fantasy is a formula he has derived from reading. When he tries to make his grand scheme work in the world, embarrassing things happen.GAZETTE: Cervantes and Shakespeare were contemporaries. They died in the same year, just days apart. Were they aware of each other’s work?GAYLORD: We know that Shakespeare was aware of Cervantes’ work. He had to be. “Don Quixote” was translated into English within a few years of its first appearance and created a sensation in England and other countries.One thing to consider is that Shakespeare was considerably younger than Cervantes. He was born in 1564 and lived a much shorter life than Cervantes, who was approaching 70 when he died. It’s also important to note that in the early Renaissance and the early 17th century, the direction of literary influence in Europe went from the south to the north. Great works of Italian literature from the 14th, 15th, and 16th centuries were moving north and west in Europe. Works of Spanish literature were carried north into France and the British Isles. It was easy for educated English speakers to known about Cervantes, but much less likely that Cervantes knew about Shakespeare. We don’t have any proof of that.GAZETTE: Cervantes and Shakespeare are the greatest literary figures in their respective languages, and yet it seems Cervantes gets less recognition than Shakespeare around the world. What do you think about that?GAYLORD: Cervantes has an extraordinary influence on the Spanish language, just as Shakespeare does in English. Both were foundational to the development of their own languages. In the Hispanic world, April 23rd is celebrated as the Day of the Spanish Language. Cervantes gave us two extraordinary characters, Don Quixote and Sancho Panza, who are an absolutely archetypal and immortal comic pair. It could be argued that Shakespeare produced a greater number of memorable characters: Hamlet, Macbeth, Othello, King Lear, and so on, characters who also happen to be tragic.An individual work of drama can be translated and represented in many places and languages and to many audiences. In some sense, that experience is more immediately available than getting your mind around “Don Quixote”; that is, getting beyond the archetype. Everybody knows the opening line; everybody knows about tilting at windmills and about the skinny, haggard knight and his roly-poly squire riding on a burro. To get past the cliché is harder. In my classes, students come from all over the world. They all know who Don Quixote is, but they don’t really know what he’s like.GAZETTE: What is he like? What is it about Don Quixote that has continued to capture readers’ imagination throughout the centuries?GAYLORD: He’s emblematic of the human being who is out of touch with reality. He is high-minded; he utters wonderful lapidary phrases like, “Every man is the child of his own deeds.” But when he makes pronouncements like this, he’s usually in the middle of some crazy line of reasoning, and he uses his wise sayings to support projects that can be a bit demented. I think we’re all hypnotized by this. Other characters in the book are baffled by him. He’s a walking anachronism; he doesn’t belong in his time or his place, and when you listen to him, he is speaking the language of the books of chivalry mixed with ordinary language. So we’re happily perplexed. All throughout the novel, we’re wondering: Is he crazy? Is he a madman? Or is he a man who just occasionally loses his grip on reality and reverts to the script of books of chivalry?GAZETTE: It’s been said “Don Quixote” is a book about books. Don Quixote loses his mind after reading books of chivalry. What’s your take on that?GAYLORD: It’s a book not just about books, but also about the way books are being written, and a fiction about the writing of fiction. It’s also very much a book about the power and the dangers of reading.In some ways, this is a book driven by the impulses of its main character. Don Quixote makes three journeys into the world. The first one is very short. He comes back and then his family and friends try to get rid of the books he’s been obsessed with. No such luck. He’s out on the second sally for the rest of the first volume. In the second volume, he sets out again, on a third trip. The arc of the plot is made up of the concentric circles of these three round-trip journeys. But the story begins before Don Quixote is Don Quixote. Before he overdoses on reading chivalric romances, he is an anonymous hidalgo from La Mancha, and we don’t even know what his name is. The action begins when he gives himself a new identity, a new name, and creates himself in the image of a knight. He wants to become a knight-errant and wander the world to do good, to rescue widows and orphans and damsels in distress, but also to gain for himself “eternal renown and fame.”Don Quixote’s ultimate aim is to become a book in which he’s the main character. That’s his entire purpose in Volume 1. In Volume 2, he discovers there is a book about his life, in which he’s the main character, but now he worries whether the book gets his story right. And at this point, Cervantes shows us that he’s increasingly interested not only in how novels are written, but in how history is written, history with a capital H.GAZETTE: You have said that Cervantes is a very self-conscious writer. He mentions himself as author of one of the books in Don Quixote’s library. And in his second volume, he talks about the apocryphal book about Don Quixote that a rival has published in real life. Why does he include snippets of reality in a fiction?GAYLORD: Cervantes is making fun of himself in the story, because he too wants a piece of the fame that Don Quixote is pursuing. In 1571, Cervantes fought as a soldier in the Battle of Lepanto, one of the most ambitious military campaigns led by Spain in the attempt to limit the influence of the Ottoman Empire in the Eastern Mediterranean. The Christians won, but Cervantes, who was 24 at the time, was injured and lost the use of his left hand. From that moment, he knows he can no long be a soldier, but he really wants to write. In part, “Don Quixote” is a fiction that plays on the interdependence of deeds and words. In order to become famous, a knight needs to perform heroic acts; but someone has to write about them. Both Cervantes and Don Quixote are conscious of the symbiosis of fighting and writing, the interplay of the sword and the pen.GAZETTE: “Don Quixote” is really funny. How can 17th-century humor still make people laugh?GAYLORD: It wouldn’t be that funny to us if Cervantes weren’t using a burlesque language. He puts a flowery frosting on very simple things and takes very lofty ideas and brings them down to earth. He’s constantly switching registers. He’ll have Don Quixote use extravagant language, high-sounding phrases, and then all of a sudden become irritated with Sancho Panza and say, “Shut up,” or something like that. He makes Don Quixote switch codes and slip out of character. Sancho Panza, correspondingly, talks like a peasant. He’s learning the language of chivalry, yet he almost always gets it a little bit wrong, and that’s hilarious. The story is full of ups and downs. Don Quixote gets knocked down, he gets up, and so on. That kind of slapstick humor is easy to respond to.GAZETTE: Despite all the wonderful things about it, “Don Quixote” is a very hard book to read. Most people find it intimidating and never read the whole book.GAYLORD: The book is very long: 52 chapters in the first book, 74 in the second book. It’s dense. It meanders. The road of “Don Quixote” is not an interstate highway; it’s made up of byways, rolling fields, riverbeds, and villages. It’s not always clear where you’re going; even Don Quixote doesn’t know where he’s going. He’s easily distracted at what sounds like a damsel in distress, and he forgets everything so as to become her savior. The other thing that is distracting is that Don Quixote talks a lot. We’re expecting action from Don Quixote because he has his lance, armor, and horse ready, but what he really does for most of those 126 chapters is talk. In one episode where Don Quixote delivers a long oration after a battle, Sancho sums it up well when he says, “It seems to me that Your Grace was born to be a preacher rather than a knight.”GAZETTE: Don Quixote was obsessed with books. Why did you become obsessed with both “Don Quixote” and Cervantes?GAYLORD: I’m definitely fascinated by the language of this novel. Cervantes is such a remarkable creator of language and a remarkable reader of literature. We’d say he deconstructs different kinds of fiction — pastoral, picaresque, the Moorish novel, and the romance of chivalry. He gets inside literary genres, critiques them and explores their possibilities. I’m captivated now by Cervantes’ relationship with history. I think that, in our fascination with Cervantes as creator of fiction and father of the modern novel, we sometimes forget that he was very much focused on the history of his time. I first read “Don Quixote” in college, in Spanish, and since then I’ve read it every year. Whether I’m reading it to prepare for class or listening to an audiobook of the novel, I always find something in it that I hadn’t noticed before. It’s a truly inexhaustible text.This interview has been edited and condensed for length and clarity.