Oxford startup receives £4m to develop ‘biological superglue’

first_imgSpyBiotech, an Oxford University company developing a biological superglue to tackle diseases and pandemics, has been given a £4m investment from the venture capital arm GV of Alphabet, which owns Google, and Oxford Sciences Innovation (OSI).As a result of the funding, the startup will be able to become an independent business. The investment, which is a part of early-stage seed funding, enables SpyBiotech to prepare for phase one trials.The company’s intellectual property follows research from Oxford University’s Department of Biochemistry and the Jenner Institute to separate the bacteria that causes strep throat, a tonsil-related infection.When they are separated, the two parts of the bacteria are highly attracted to each other and want to re-bond, with this desire to reconnect forming the “biotech superglue” that can be utilised to bond things together.Consequently, it is hoped that this principle can be used to develop vaccines, and it is thought that the technology can be effective especially when there are quickly developing vaccines for fast-spreading epidemics.Sumi Biswas, Associate Professor at the Jenner Institute at Oxford University and is one of four Oxford academics who formed the startup’s founding team, released a statement: “We view this superglue technology as a game changer to enable faster development of effective vaccines against major global diseases.“We are excited to begin the journey of taking this versatile and innovative approach forward and moving our new vaccines from the laboratory to human clinical testing.”Speaking to the Telegraph, Gregg Bayes-Brown, Marketing and Communications Manager at Oxford University Innovation, added: “We rarely ever see a corporate like GV come in at the seed into university companies. If this is the start of a new trend, it could be massive.”Lachlan MacKinnon, principal at OSI, told TechCrunch: “We see the Spy technology as the missing link in rapid and robust VLP vaccine design and see GV as a natural co-investment partner to take this forward.“We are privileged to be working with four founders who bring such an impressive combination of academic prowess and clinical-stage experience to the company.”Tom Hulme, general partner at GV, said: “SpyBiotech has established a novel approach that shows promise in a number of markets. We’re looking forward to working with a team of world class scientists to develop more effective vaccines for a wide range of global diseases.”The news follows a series of innovation booms from the University of Oxford in recent months. In 2016, the number of spinouts doubled to 21, while seed funding for these start-ups increased by fivefold to £52.6m.A second round of fundraising has also been planned by SpyBiotech, and the company is set to announce a leadership team in the coming months.last_img read more

Academics slam VC over strike intervention

first_imgDr Kate Tunstall, a fellow at Worcester College, told Cherwell: “The Vice-Chancellor explains to us that 20 people – we don’t know who – can just stand up at the start of the meeting and reject the first motion, signed in less than two days by 79 members of Congregation, and close down the meeting.“She [Richardson] adds, ‘but this is for Congregation to decide’. Twenty people blocking a democratic debate of Congregation can be called many things, but democracy is not one of them.”Resolution organisers said that signatures to the resolutions now number 149, and they are still coming in at a fast pace, especially since the mention of 20 individuals potentially blocking the vote to reverse the pensions position of Oxford.They are now asking Council to ensure that the names of any such individuals seeking to block the motion should be publicly known, recorded, and published in the Gazette – the weekly term-time magazine recording the internal affairs of the University.Dr Stuart White, a politics fellow at Jesus College, told Cherwell: “There is a great deal of concern within the University at the University’s position on USS pensions and the lack ofappropriate discussion and consultation in formulating it.“It is very important that Congregation have the opportunity to restore the voice of university staff on these matters, which are at the centre of what is a national dispute.”He added: “It is great to see that yesterday Oxford SU voted unanimously to support the resolutions that have been submitted to Congregation.”In the email, Richardson stressed: “I would like to make clear, however, that I am committed to free and full debate on the issue of the pension changes, and so is Council.“On 19 March a 64 day national consultation period will open. At that time individual members of USS will be able to go onto the USS website and model the impact of the changes on them personally.“During this period we will hold a minimum of 12 open meetings across the University to explain the pension changes and to listen to members’ views on the subject.”She added: “There will be ample opportunity for Congregation to debate the proposed pension changes during Trinity term and before the consultation closes on 22 May.”The statement was her first on the pension dispute since the strikes began, during which time many other vice chancellors, including Cambridge’s, have made public statements urging a return to talks.This prompted the “#JeezLouise” hashtag to gain popularity with Oxford students and academics frustrated at her lack of support for the strike. Vice chancellor Louise Richardson has been criticised by senior academics for “basically threatening to shut down the debate” on the controversial reforms of the University Super-annuation Scheme (USS).They contend that by affirming her opposition to an early discussion on whether to reverse Oxford’s contribution to a Universities UK (UUK) consultation, she is “shutting down the chance to reverse Oxford’s position, which was used by UUK to break up current pensions arrangements of lecturers across the country”.It comes as strikes continue to disrupt academic teaching and administration at the University, with the walkouts escalating to four days during 8th week.In an email sent to members of Congregation – Oxford’s policy-setting body made up of all permanent academic staff – the vice chancellor acknowledged how the pension dispute had caused “so much disquiet, distress, and division in our community over the past several days.”However, she made clear that she did not want a debate on Oxford’s position on the pension reforms to happen this month, as demanded by around 150 academics.She said that “a number of colleagues have drafted a resolution asking me to suspend the regulations and allow for a meeting of Congregation next Tuesday without the normal notice period.“Our regulations allow for 20 members of Congregation to submit a resolution to suspend regulations and for that resolution to be negated by 20 members of Congregation standing, once the resolution has been read at the meeting.“Personally, I don’t think the authors have made a convincing case for having the debate on pensions now, but that is for Congregation to decide.”This soon met opposition from various academics, who had been pushing for a change in Oxford’s position towards the controversial pension reforms.last_img read more

Ingredients watch

first_imgAs we are all aware, some parts of the baking industry are still diminishing.The craft bakeries that are left have to contend with limited staff numbers and in some cases reduced technical knowledge or experience. That is where sometimes things can go wrong.Ingredients manufacturers are pleased to support their customers, with in-depth technical information as they, in turn, will have to explain these concepts to shoppers.These include things like explaining what are genetically modified (GM) organisms, what’s not GM-derived, what you do and don’t have to declare, and so on.This is why we opened the Sonneveld European Bakery Innovation Centre in Holland, which is intended to be a knowledge centre for the entire baking industry. It holds training courses, conducts consumer taste tests and our website can be used to exchange ideas interactively.It is therefore also important that bakery ingredients are kept as simple and as convenient to use as possible. We are about to launch in the UK, the first and only fat-based block improver called Proson.It can be stored in ambient conditions and can be cut to any quantity. It comes in 1kg blocks and there are indicators on the packaging, which bakers can use to cut specific weights.Martin Churchill is technical sales manager for Sonneveld in the UK and IrelandEach month British Baker will report the news and views of an ingredients expertlast_img read more

Stephanie Burt opens up

first_imgIt’s been an eventful few months for Stephanie Burt. The English professor began the summer by announcing her transition to female. Two months later, The Nation named her co-poetry editor with Carmen Giménez Smith. In October, Burt published “Advice from the Lights,” a book of poems about memory, gender, and identity, and her last as Stephen. She will speak Thursday at Harvard Hillel as part of the FAS Diversity Dialogues series.GAZETTE: In 2012, you published an essay in Virginia Quarterly Review saying, “I often think that I would rather have been a woman,” but adding, “I’m sure that I won’t try to become one.” What changed?BURT: At the time I didn’t think I could transition, and I found out I could. I ran an experiment and, as anyone in an experimental discipline knows, the results you get aren’t necessarily the ones you expect to get. Replicability is very important if you’re a scientist. I ran that experiment every day for several years, and I varied the inputs and got some comprehensive results and I shared the results with my trusted collaborator, to whom I am married. As scientific research can do, it produced an engineering objective and steps to take to achieve that objective.It turned out, this year, that I was ready to transition, and it was a really good idea for me to do that. I always knew I was a girl inside, but didn’t realize it was both possible and wise to do a social and medical transition. And it’s great. As you can tell, it was something I was afraid to do and didn’t want to do unless I really had to. I wasn’t ready before and I don’t regret waiting.One of the unexpected benefits of having waited so long — and therefore of coming out as trans when I’m already in an position of institutional power — is that I get an obvious chance to serve as a visible role model. That service does political and social work. It’s not as if I could change who’s in the White House or on the Supreme Court, but there is a lot of research that says people become more accepting and more comfortable with an identity that’s new to them or strange to them or historically disparaged if they actually know people who have those identities in their daily life.GAZETTE: You also have a new book of poems, one you’ve described as “a childhood book.” How so?BURT: I’ve been thinking about how to represent the idea of adolescence in poetry for a while. There are a bunch of real childhood memories in there. There are invented girlhood memories in there, and a lot of talking inanimate objects and arthropods: insects, a block of ice, a cicada, a pet fish, a hermit crab. The end of the book has a different kind of focus. There’s a lot of open space there; it has more public poems that react to the potential collapse of civil society, to the rise of Trumpism.These poems also react to the economic and geographic privilege that has always been part of my life. I’m a trans lady and a poetry teacher, but I’m also a product of a Washington, D.C., bourgeois upbringing. And of Harvard. We’re all a lot of things; if you think you’re only one thing you’re kidding yourself. I’ve tried to find the right forums for some of the things I am for quite a long time.GAZETTE: You mentioned these invented girlhood poems. Were these your unlived or imagined life as a teenage girl?BURT: This was the girl I didn’t get to be. I discovered that I could write those poems up to my, or her, senior year of high school. Did she stop having a life she could imagine, or did I not understand how to be a woman the way I thought I could be a girl? Those poems became a chapbook that Rain Taxi Editions was good enough to publish in 2015. Thanks to that chapbook, I got encouraging feedback while I was putting together the rest of the book.GAZETTE: Congratulations on your appointment at The Nation. What do you see as the opportunity and challenge of having such a public-facing editorial role?BURT: Poetry isn’t going to tell [readers] how to best, most efficiently use their time and money to make the collapse of the country less likely. Practical, what-do-I-do-next instruction doesn’t come through poetry. Calling on poetry to somehow fix democracy or explain what to do is kind of like calling a cellist to fix your drain. We need election security, candidates for local office, and more investigative journalists and union organizers. We need all that stuff and none of that is poetry, but poetry can do a lot of things. It can explain you to yourself. It can show you your feelings, or change your feelings. Poetry can give you a sense of solidarity or alienation or a sense of being in history or being apart of history. Some of what we publish and will publish in The Nation is not directly pegged to headline news, but some will be. We’re looking for poems about how not to rig an election, but also poems about asparagus and cellists and plumbers.GAZETTE: Does the desire to tell your story at the Diversity Dialogue series come from a sense of responsibility as someone in a unique position as a trans woman professor?BURT: I feel like there are probably trans people in other departments, but I assume that some aren’t out — some are stealth. I don’t know that I’m unique. I know I’m a visible woman on the Harvard faculty who has tenure. My professional responsibilities and my teaching and writing are, primarily, about poetry, but they include queer visibility and culture. I do have visibility and security here and I hope I can use that for good.I also think I was doing some good things before. If you’re trans and you can’t transition, you can try to go on living your life, and doing a lot of the other things you want to do. For some, it is overwhelmingly terrible. For some of us, the experience of not transitioning, of waking up every day in the wrong gender, is just overwhelmingly terrible, and paralyzing. For a lot of us, though, myself included, it’s more like, “Oh well, I guess I have to go through the day being socially read wrong. I’m in a body I wasn’t supposed to have. My body and the social cues around it make me feel awkward and sad when I think about them. I’m going to focus on other things and have a mostly good day.” It was like walking around with a mousetrap attached to my leg. Not a bear trap, a mousetrap. A big mousetrap. Then I turned 46, and was like, “Oh there’s a way to remove it and it no longer hurts.” It’s just better now.Interview has been edited and condensed.Seating is limited for Burt’s talk at 10 a.m. Thursday at Harvard Hillel. For information, visit the event page.last_img read more

Iranian Who Led Human Smuggling Operation Arrested in Brazil

first_imgBy Andréa Barretto/Diálogo October 09, 2020 Reza Sahami, an Iranian man wanted for human smuggling and forgery, was arrested in the Brazilian state of Acre, on September 5, as a result of Operation Chacal. According to the Brazilian Federal Police (PF, in Portuguese), Sahami was the leader of an organization that for more than 10 years smuggled individuals from the Middle East, primarily from Iran, to the United States, Canada, South America, and Europe.Sahami is a dual citizen of Iran and Canada. On August 30, law enforcement agents caught him guiding a group of six Iranians attempting to enter Brazilian territory through a route in the Tri-border area that Brazil, Peru, and Bolivia share.All members of the group, including a child, carried fake passports. Five of those were forged Israeli passports and one was from Denmark. According to Interpol, the passports were on an alert database of stolen or lost travel documents and were altered so that the foreigners intercepted in Brazil could use them.During Operation Chacal, the PF also arrested an Iranian woman with a fake Canadian passport. Like Sahami, she remains under arrest in Acre while the investigation is ongoing and will be charged with forgery.At the location the Iranians used as a base in Brazil, agents seized mobile phones, a notebook, various documents, phone chips from different countries, and credit cards under different names.last_img read more

November 15, 2002 Disciplinary Actions

first_imgNovember 15, 2002 Disciplinary Actions November 15, 2002 Disciplinary Actions Disciplinary Actions The Florida Supreme Court in recent court orders suspended nine attorneys, reprimanded two others, accepted the disciplinary resignation of two, disbarred three, and placed one on probation.The following lawyers are disciplined: Mark Jonathan Abramson, 1001 91st St., Miami, disbarred from practicing law in Florida, effective 30 days following Sept. 26 court order. ( Admitted to practice : 1994) In two unrelated matters, Abramson failed to adequately communicate with a client and to disburse funds from a settlement. (Case no. SC02-1915) John A. Barley, 400 N. Meridian St., Tallahassee, suspended from practicing law in Florida, effective immediately following a Sept. 27 court order. ( Admitted to practice : 1969) On April 5, Barley entered a plea of nolo contendere to one count of grand theft in an amount greater than $20,000, a second degree felony. (Case no. SC02-1063) Also, disbarred from practicing law in Florida, effective retroactive to April 9, 1999, following an Oct. 24 court order. Barley improperly used trust funds, charged a clearly excessive fee, and engaged in conduct involving dishonesty, misrepresentation, deceit or fraud. (Case no. SC00-579) Anita Eileen Belle, P.O. Box 3983, Southfield, Mich., disbarred from practicing law in Florida, effective immediately following an Oct. 17 court order. ( Admitted to practice : 1995) In unrelated matters, Belle violated numerous rules regulating The Florida Bar. In one matter, she failed to deliver trust funds to a client as ordered by a judge. Belle failed to hold in trust, separate from her own funds, the client’s property, and knowingly used the client’s funds for her own purposes. Belle also failed to provide trust account records to a Bar auditor as required by a subpoena. (Case no. SC01-1420) Martin Leroy Black, 219 E. Virginia St., Tallahassee, suspended from practicing law in Florida for 60 days, effective 30 days following an Oct. 10 court order. ( Admitted to practice : 1974) Black failed to act with reasonable diligence and promptness in representing a client, and to keep a client reasonably informed about the status of a matter and promptly comply with reasonable requests for information. Black also failed to respond in writing to a Bar inquiry into his conduct. (Case no. SC01-2814) Janice Theresa Clement, P.O. Box 680, Marco Island, suspended from practicing law in Florida for 91 days, effective 30 days following a Sept. 26 court order. ( Admitted to practice : 1995) In unrelated matters, Clement failed to act with reasonable diligence and promptness in representing a client, to keep a client reasonably informed about the status of a matter and promptly comply with reasonable requests for information, and to explain a matter to the extent reasonably necessary to permit a client to make informed decisions regarding the representation. (Case no. SC02-1484) Lee Arman Cohn, 525 S. Andrews Ave., Ft. Lauderdale, suspended from practicing law in Florida for 30 days, effective 30 days following an Oct. 3 court order. ( Admitted to practice : 1986) Cohn failed to respond in writing to an official inquiry by the Bar regarding his conduct. (Case nos. SC01-1939, SC01-2765, and SC02-556) James Prescott Covey, 1111 S. Federal Highway, Ste. 118, Stuart, reprimanded for professional misconduct following a Sept. 26 court order. ( Admitted to practice : 1990) In two unrelated matters, Covey entered into an agreement for, charged, or collected an illegal, prohibited, or clearly excessive fee. In one matter, he represented a client when the representation of that client was directly adverse to the interests of another client. (Case no. SC02-1932) Michael Joseph Davie, 24 N. Market St., Ste. 303, Jacksonville, suspended from practicing law in Florida for 10 days, effective 30 days following an Oct. 17 court order. ( Admitted to practice : 1983) While representing clients in a medical malpractice claim, Davie failed to act with reasonable diligence and promptness. He also failed to produce a closing statement for the matter, even though he represented to the Bar that he had a proper settlement statement for every case. (Case no. SC01-2712) Robert A. Eisen, 30 S.E. 7th St., Ste. 201, Boca Raton, resigned in lieu of disciplinary proceedings, with leave to seek readmission after five years, effective immediately following a Sept. 12 court order. ( Admitted to practice : 1974) Eisen allegedly violated rules regulating trust accounts. (Case no. SC02-245) Miles Edward Ferris, 2479 Sunnyside Lane, Sarasota, suspended from practicing law in Florida, effective 30 days following an Oct. 18 court order. ( Admitted to practice : 1988) On Dec. 1, 1998, Ferris entered a plea of guilty to one felony count of causing a false claim to be made to the United States. (Case no. SC02-2156) John Christopher Hubbard, 4690 Lipscomb St., N.E., Palm Bay, suspended from practicing law in Florida until he has certified compliance in full with a subpoena duces tecum, effective 30 days following an Oct. 21 court order. ( Admitted to practice : 1992) Hubbard failed to comply with a subpoena directing him to produce trust account and operating account records, and a complete client file. (Case no. SC02-1579) Richard L. Jorandby, P.O. Box 2826, Palm Beach, resigned in lieu of disciplinary proceedings, without leave to seek readmission, effective 30 days following an Oct. 10 court order. ( Admitted to practice : 1966) Jorandby engaged in ethical misconduct. In criminal proceedings, he pleaded guilty to nine misdemeanor counts of election misconduct. (Case no. SC02-1777) Alan Ira Karten, 1888 N.W. 7th St., Miami, disbarred from practicing law in Florida, effective 30 days following an Oct. 10 court order. ( Admitted to practice : 1975) Karten improperly sold a client’s property and used the proceeds as an unauthorized fee. (Case no. SC00-256) John Carl Larson, P.O. Box 451384, Ft. Lauderdale, suspended from practicing law in Florida until 30 days after he has updated his address and complies with Florida Lawyers’ Assistance, Inc. (FLA) related requirements, effective 30 days following an Oct. 9 court order. ( Admitted to practice : 1995) In an October court order, Larson was placed on probation and as a condition of that probation, he was to undergo an evaluation by FLA and comply with FLA recommendations. Larson failed to follow through with FLA as directed, and is therefore in non-compliance with his probation. (Case no. SC02-820) Ray Mattox, P.O. Box 917, Winter Haven, placed on probation for one year, effective immediately following a Sept. 26 court order. ( Admitted to practice : 1955) Mattox failed to provide competent representation to a client and engaged in conduct in connection with the practice of law that was prejudicial to the administration of justice. (Case no. SC02-1917) Jonathan Karl Thiele, 12595 N.E. 7th Ave., Miami, reprimanded for professional misconduct following a Sept. 26 court order. ( Admitted to practice : 1982) Thiele was hired by a client to pursue a wrongful termination claim. During the course of the next four years, Thiele failed to file a complaint as he assured his client he would. He never filed the complaint due to his belief that the client’s claim was without merit. (Case no. SC02-1949) Gary Wood Tinsley, P.O. Box 2322, Tallahassee, suspended from practicing law in Florida until further court order, effective 30 days following a Sept. 27 court order. ( Admitted to practice : 1984) A Bar investigation revealed that Tinsley intentionally misappropriated funds from his trust account and misappropriated funds from his mother’s trust while acting as trustee. (Case no. SC02-1897) Court orders are not final until time expires to file a rehearing motion and, if filed, determined. The filing of such a motion does not alter the effective date of the discipline.last_img read more

Data shows interactive credit union website designs get better results

first_imgHow to Get More Interaction from Your Credit Union Website DesignStarting a relationship with a simple interaction builds trust. For example, you have a better chance of getting a first date if you suggest lunch rather than propose marriage. Courtesy of onlinedatingnewsletter.comRemarkably, web design and dating follow the same principle: you’re more likely to get engagement (no pun intended)—and ultimately conversions—if you start by asking for smaller commitments. On their first visits, ask your users to do something effortless. For example,  you could gradual engage users by giving them a way to tell you their interests:This is snippet of Yolo FCU’s new homepage design, launching later this year.After you engage users initially, then you gradually move toward something more serious, like asking them to start an application for an IRA.How SpiritofAK.com Gets High InteractionWe wanted to incorporate what we learned from GoodUI’s studies into a credit union website design. So, we talked with Spirit of Alaska FCU about gradual engagement and showed them the studies on GoodUI. They agreed we should create a gradually engaging experience for their new website.As result of our conversations with Spirit of Alaska, we built a snazzy chatbot for SpiritofAK.com and, appropriately, named her Aurora. When users arrive on the homepage, Aurora says, “Hi! I’m Aurora, your new virtual assistant. Is there something I can help you find?”Aurora, featured on the homepage of SpiritofAK.comIf the response comes back, “Yes, please!” then Aurora asks some questions so she can guide the user. Depending on users’ needs (auto loan, credit card, saving account, etc.), Aurora directs them to specific pages. Here is some interaction data for Aurora, June 29 – August 1:Interaction Data – TotalsThis data encompasses all interactions with Aurora on SpiritofAK.com’s homepage. Raw DataTotal Impressions: 27,333 Total Unique Interactions: 923 Total Interactions: 2,006 Performance MetricsTotal Unique Interaction Rate: 3.4% ( 923 / 27,333 )Total Interaction Rate: 7.3% ( 2,006 / 27,333 )Interaction Data – Personalized Homepage ContentThis data is for interactions with Aurora when Aurora personalizes content for users.Raw DataImpressions: 4,142Unique interactions: 414 Performance MetricsPersonalized Content Interaction Rate: 10.0% ( 414 / 4,142 )Analysis of the DataWe don’t know the interaction rate of the average credit union website—and you’d probably have a hard time finding that data—but I guesstimate it is 1% or less based on the fact that the majority of credit union websites use sliders and sliders typically get interaction rates of 1% or less. (Unfortunately, most credit unions have no idea what their interaction rates are. If you know the homepage interaction rate of your credit union website, I’d love to hear about it in the comments!)Assuming my guesstimate of “1% or less” is accurate, Aurora’s Total Unique Interaction Rate of 3.4% and a Personalized Content Interaction Rate of 10.0% means SpiritofAK.com gets 340-1000% more interaction than most credit union websites, depending if content is personalized or not.More Ways to Engage UsersIf want to get more interaction from your credit union website design, a chatbot like Aurora could be a good way to go. But, chatbots aren’t the only way to get more engagement; there’s a lot of room for creativity. What simple questions could your website ask that would help it guide visitors? How can you help members achieve their goals in an interactive way? Think about your membership and how they might respond to the three ideas below. 1. Quizzes On an credit union website we are currently designing, we plan to use quizzes on product pages to help users determine which products are best for them. For example, a quiz titled, “Is our Platinum Visa Credit Card right for you?” If the quiz results show the Platinum Visa Credit Card isn’t the best option for a user, we can direct her (the user) to a credit card that better suits her.If Buzzfeed has taught us anything, it’s that people love taking quizzes. We believe quizzes are a good way to help people evaluate their own qualifications for certain products in a simple way. Tip: If you want to use quizzes on your website, Qzzr would be an easy way to get started.2. Financial Calculators There’s a good chance your credit union website already has financial calculators. If not, you should seriously consider getting some. A calculator is an extremely useful tool for engaging users and promoting interaction. Calculators help users figure out their finances, which brings them one step closer to getting a product from you. Plus, if you have great rates, what better way to show them off? Auto Loan Calculator on hfsfcu.org3. Visual Eye Candy Visual eye candy is naturally engaging because sight is arguably the most well-developed human sense. Check out these super sweet websites:Robby Leonardi’s interactive resumeBeagle, a tool for creating proposalsChile Travel websiteThe BottomlineThe bottomline is that interactivity is the future of credit union website design because interactive websites get more engagement and conversions. There are countless ways to make your website more interactive. Just start small, but get started. 30SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Derik Krauss Derik is a cofounder of BloomCU, an award-winning website design agency for credit unions. His agency’s design work has received recognition from CUNA (Diamond Award), TheFinancialBrand.com, and others. He … Web: bloomCU.com Details The data is compelling: interactive websites get more engagement and conversions. That’s why interactive features are becoming more and more prominent in credit union website design. GoodUI.org published a series of studies from organizations that put interactive features to the test. Inspired by GoodUI’s evidence, we helped Spirit of Alaska FCU launch an interactive website experience in May 2017. A few months later, we now have some interesting data to share.Evidence from GoodUIFirst, let’s look at some of the studies published by GoodUI. Specifically, we’re going to look at examples of websites using “Gradual Engagement.” As the name implies, the big idea behind Gradual Engagement is to get users to immediately and gradually engage with your credit union website design. Based on five studies, Gradual Engagement increases conversions by 20%, on the median.Here’s how GoodUI introduces Gradual Engagement:Instead of asking visitors to sign up immediately, why not ask them to first perform a task through which something of value is demonstrated. During such initial interactions, the product can both show off its benefits, as well as lend itself to personalization. Once users begin to see your product’s value and how they can make it their own, they will then be more open to sharing additional information with you. Gradual engagement is really a way to postpone the signup process as much as possible and still allow users to use and customize your application or product.Example of gradual engagement from GoodUICase StudiesBelow are three case studies from GoodUI. All three studies are A/B tests that show “The Control” on the left and “The Variation with Gradual Engagement” on the right.Test 25: Room Type Choice Before SignupIn “Test 25: Room Type Choice Before Signup,” rather than asking users to sign up right away, the website first asks, “What kind of space are you decorating?” Using gradual engagement in this way increased conversions by 46.0%, from 11.2% to 16.3%. Test 27: Gradual Book CoversIn “Test 27: Gradual Book Covers,” users are prompted to, “Choose Your Book Cover.” In this test, gradual engagement increased conversions by 32.0%, from 15.0% to 19.7%.Test 36: Gradual ReassuranceIn “Test 36: Gradual Reassurance,” the website suggests to users, “See how you can save tons of time with our flexible tool,” then provides an interactive experience that requires user inputs. This gradual engagement approach increased conversions by 20.0%, from 36.7% to 44.0%.last_img read more

CUNA backs CECL changes, asks FASB to keep eye on future relief

first_imgCUNA recognized the improvements proposed by the Financial Accounting Standards Board (FASB) in its current expected credit losses (CECL) standard, CUNA wrote to the board Monday. CUNA’s comment letter was sent in response to a FASB proposal that would make several CUNA-backed changes to the standard, a proposal that CUNA understands was at least in part due to a May letter from CUNA raising concerns.CECL was adopted in June 2016, and uses an “expected loss” measurement for the recognition of credit losses. The proposal would amend the effective date of the standard for non-public business entities (PBEs), changing it to fiscal years beginning after Dec. 15, 2021, and including interim periods within those years.Both state and federally chartered credit unions are considered non-PBEs.“We agree with the Board’s proposed change to the effective date for non-PBEs,” CUNA’s letter reads. “We believe this change will not only provide much needed additional time for credit unions to implement system updates but will also reduce confusion, particularly for those entities required to adopt in the fourth quarter.” 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more

Sumatran tiger found dead in Aceh reportedly died of poisoning

first_imgThe necropsy team found nasal bleeding, hair loss and bruises on the female tiger, which is estimated to have been two or three years old when it was found dead in Kapa Seusak village, East Trumon district.“Parts of the tongue turned purplish, presumably due to insecticide poisoning. Meanwhile, the incised wound found on the stomach was probably caused by barbed wire,” he said.The toxic substance is suspected to have stuck to the skin of a goat eaten by the tiger. “Before the tiger’s carcass was found, we found six goat carcasses in incomplete state nearby,” said Agus.For a final conclusion on the cause of death, a tissue sample of the tiger will be examined at the laboratory of the Bogor Primate Study Center and at the FKH Unsyiah laboratory. Meanwhile, a sample of the will be tested at the National Police’s forensics center. (aly)Topics : A Sumatran tiger found dead on Monday on a plantation in South Aceh regency, Aceh, is believed to have ingested toxic substances.A team of vets from the Aceh Natural Resources Conservation Agency (BKSDA), the Leuser Conservation Forum and Syiah Kuala University’s Faculty of Veterinary Medicine (FKH Unsyiah) did a necropsy on the tiger and has concluded that it had died from poisoning.“It is strongly suspected that the tiger died of toxicosis or poisoning,” Aceh BKSDA head Agus Ariyanto said on Tuesday, as quoted by kompas.com.last_img read more

Indonesian crew member found dead on board Chinese fishing vessel

first_imgIndonesian authorities captured two Chinese fishing vessels off the coast of Riau Islands on Wednesday, following a report of the death of an Indonesian crew member aboard one of the ships.The body of the crew member, identified as AH, was found in the freezer of one of the ships, Lu Huang Yuan Yu 117. AH is suspected of having been a human trafficking victim.Riau Islands Police chief Insp. Gen. Aris Budiman said authorities received a report about AH from his family on June 29. AH’s family said he was working aboard Lu Huang Yuan Yu 117 and was concerned that he might be dead because he could not be contacted.   Topics : Officials are also investigating Lu Huang Yuan Yu 118’s involvement in the matterAris added that authorities were probing the correlation between the incident and other similar cases involving Chinese vessels.Meanwhile, Tanjung Pinang Naval Base commander Cdre. Indarto Budiaro said there were strong suspicions that both vessels been involved in human trafficking, money laundering and physical abuse. In May, a video appeared on Facebook showing a group of sailors on Lu Qing Yuan Yu 623 throwing the body of an Indonesian sailor into the sea. Prior to that, there was public outrage at the death of four Indonesian sailors registered to another Chinese fishing ship.According to Destructive Fishing Watch data, 30 Indonesian crewmen were victims of alleged exploitation aboard Chinese fishing vessels between November 2019 and June, seven of whom had died, while three others had gone missing. (asp)center_img “We received the information this morning [about the location of the ship],” Aris said in a press conference at the Batam Navy Command Base on Monday. “Afterward, we initiated the pursuit of the ship with a joint force comprising the Indonesian Navy, the Customs and Excise Directorate General, the Sea and Coast Guard, the Maritime Security Agency and the water police. We managed to capture the target several hours after that.”Read also: Indonesia reiterates concern about alleged mistreatment of crewmen on Chinese vesselsLu Huang Yuan Yu 117 and its sister ship Lu Huang Yuan Yu 118 were both captured in the waters around Nipah Island.Authorities found 10 Indonesians working aboard Lu Huang Yuan Yu 117, along with 15 Chinese nationals and eight Filipinos.last_img read more